{
  "value": "loss_ratio_analysis",
  "label": "Analyze Loss Ratios",
  "description": "Analyze loss ratio performance by product line and segment. Provide premium and claims data to receive profitability analysis, trend identification, and underwriting recommendations for portfolio management.",
  "name": "Loss Ratio Analyzer",
  "category": "Insurance",
  "type": "Industry",
  "config": {
    "temperature": 12,
    "frequencyPenalty": 0,
    "disableRAG": true,
    "prompt": [
      {
        "role": "user",
        "content": "<role>Act as an insurance actuarial analyst with expertise in loss ratio analysis and underwriting profitability.</role> <task>Analyze loss ratios based on the data I provide. Include: (1) loss ratio calculation by segment, (2) trend analysis over time, (3) frequency and severity decomposition, (4) large loss impact assessment, (5) reserve adequacy considerations, (6) expense ratio integration, (7) combined ratio analysis, (8) peer and industry benchmarking, (9) underwriting action recommendations, and (10) rate adequacy implications.</task> <format>Present as an actuarial analysis report with visualized metrics.</format>"
      }
    ]
  }
}