{
  "value": "renewal_underwriting_review",
  "label": "Conduct Renewal Underwriting Review",
  "description": "Evaluate policies up for renewal. Provide current coverage, claims experience, and market changes.",
  "name": "Renewal Review",
  "category": "Underwriting (insurance)",
  "type": "Business Department",
  "config": {
    "temperature": 20,
    "frequencyPenalty": 0,
    "disableRAG": true,
    "prompt": [
      {
        "role": "user",
        "content": "Conduct a renewal underwriting review. I'll provide current coverage details, claims experience, and any changes in risk profile or market conditions. Evaluate whether to renew, modify terms, or non-renew. Analyze profitability, benchmark against current rates, and identify needed adjustments. Include recommendations for premium changes, deductible modifications, or coverage restrictions. Consider retention goals while maintaining profitability."
      }
    ]
  }
}